Chelmsford Buy To Let Lending Update

Despite turbulence caused by increased taxation and regulation, confidence in the Buy-to-Let sector is being shown by the banks as the number of BTL mortgage products available exceeds 2000 for the first time ever* (Source Moneyfacts). Just two years ago it stood at 1340 products! BTL finance was hardest hit immediately following the last financial…

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VAT on Chelmsford Property Improvements

The 20% VAT applied to most goods and services is a burden for the private individual. Whilst VAT-registered builders can reclaim the VAT spent on their purchase costs, most homeowners can not, adding significantly to the cost of improving your home. There are however, certain exceptions for which you may be able to qualify, especially…

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