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The Help to Buy scheme is a government-backed equity loan opportunity. It is also referred to as ‘shared equity’. The scheme is currently only available on new build properties. The loan from the government is up to 20% of the purchase price (40% in Greater London). This means that you only need to raise a…
When you’re a busy landlord juggling a multitude of responsibilities, it’s easy to let a crucial part of managing a property – regular inspections – slide. Landlords usually carry out inspections with clockwork regularity at the start of a tenancy, but things can get a little lax over time. Perhaps the tenant presents as a…
When it comes to selling a property, many people overlook the important role viewings play in the process. They mistakenly believe that viewings are simply about opening doors and making sure would-be buyers don’t nick any valuables. In fact, buyers share crucial information during viewings that can be helpful during negotiations and push up the…
A HomeOwners Alliance survey showed that 68% of potential buyers felt a property’s kerb appeal influenced their decision. Use these quick and easy tips to help your potential buyers fall in love at first sight. Pathways and driveways If you access your main entrance via a pathway or over a driveway, make sure you give…
Whether it’s bog swimmers in mankinis or Vikings brandishing burning fence posts, Britain can lay claim to some of the world’s weirdest and most wonderful events. And while each is unique, they all have one thing in common: they’re rooted in the community. In an increasingly globalised, homogenous world, local festivals and traditions feel even…
As if selling your home, packing your belongings, and remembering to take the dog isn’t stressful enough, unfortunately, you can’t escape the paperwork palaver that comes with moving. Notifying companies and authorities of your change of address can be monotonous, but (for some things), it’s mandatory. (Not to mention the risk of being deleted from…
If you rent out a property and receive a rental income from that, you must declare it. You have to pay tax on any profit. It doesn’t change your employment status to ‘self-employed’ though, as it’s considered an investment. Of course, HMRC can be more complicated than a day at Hogwarts. The best advice will…
For an elderly relative, moving on to the next chapter of their lives can be an emotional experience. The need to move home might stem from financial needs, bereavement, health reasons, or the wish to be nearer loved ones. But whatever the catalyst, time, diplomacy, and tact are the order of the day. Don’t rush…
If you’re looking for a property to rent out, it’s important to understand the numbers involved. You may have inherited a property and are thinking of letting it. Use the information here to identify if that is a prudent thing to do or if the capital from selling the property could be better invested. Find…
Unless your name is Elon Musk, selling your home will probably be the biggest transaction you make in your lifetime. So, who will you entrust to get you the best deal? Option 1: You go for the agent with the lowest fee. This agent is a doppelgänger for Del Boy, but you love the idea of…
Having a rental property can be a great way to earn some extra income. Like anything, there are a variety of things that can go wrong. We break down fiveof the most common ones. The wrong property Being a landlord means running a business. You’re not buying a property for you to live in. Tenants…
With demand currently outstripping supply in the housing market, sellers are in the driver’s seat, but there is still one hazard that could derail a sale: the flaky buyer. In a hot market, it’s not uncommon for panicky buyers to make an impulsive offer or go beyond their financial limits. A buyer might do this…