Chelmsford Buy To Let Lending Update

Despite turbulence caused by increased taxation and regulation, confidence in the Buy-to-Let sector is being shown by the banks as the number of BTL mortgage products available exceeds 2000 for the first time ever* (Source Moneyfacts). Just two years ago it stood at 1340 products! BTL finance was hardest hit immediately following the last financial…

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Important Changes for Chelmsford Landlords

There is clearly a balance to be had between profitability and compliance for landlords, who are again coming under increasing pressure from legislative changes. Here are our top four current issues that you really should know about:     1: Mortgage Applications for Landlords. New lending criteria for landlords mean that lenders are now obliged to take…

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The Chelmsford Property Mystery Tour

As a buyer, it can sometimes it can be difficult to decide which properties are worth viewing, and which are not, simply from their on-line description. Sometimes the choice of properties is simply overwhelming. So why not let us help you? Let us take you on a mystery tour, or “Viewing Hour”. The Viewing Hour…

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Chelmsford’s New Year Property Sale

As we find ourselves in the middle of the dark winter months, some would suggest waiting until spring before putting your property on the market. After all, spring is traditionally associated with a time of change and this has always influenced the property market in the past. However, it might be worth looking at this…

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Chelmsford Home Exchange

One way of taking advantage of the value in your home is to save money by using it as a holiday destination. Not for you of course, but for someone else! Home exchange is an increasingly popular and flexible way of cost-effectively securing suitable holiday accommodation that might otherwise have been prohibitively expensive to rent….

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Taken for Granted in Chelmsford

Houses, cottages, flats, apartments, maisonettes, studios, detached, semi, terraced – these are terms we as estate agents hear every day of our lives. They are the lifeblood of our business, but the common theme is they all represent the concept of “home”. We are privileged to be a nation of homeowners. Property is right up…

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VAT on Chelmsford Property Improvements

The 20% VAT applied to most goods and services is a burden for the private individual. Whilst VAT-registered builders can reclaim the VAT spent on their purchase costs, most homeowners can not, adding significantly to the cost of improving your home. There are however, certain exceptions for which you may be able to qualify, especially…

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