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There is clearly a balance to be had between profitability and compliance for landlords, who are again coming under increasing pressure from legislative changes. Here are our top four current issues that you really should know about: 1: Mortgage Applications for Landlords. New lending criteria for landlords mean that lenders are now obliged to take…
Good morning everyone, I hope you are all managing to stay warm! I have picked out a great property in Chelmsford, that could be a fantastic addition to your Chelmsford property empire. Watch the video and see what you think…
The conventional way of categorising property in Britain is to look at the number of bedrooms rather than its size in square metres (square feet for those of you over 50!). My intuition tells me that homeowners and tenants are happy to pay for more space. It’s quite obvious, the more bedrooms a house or…
Good Morning, I have picked out a cracking little 2 bed apartment in Chelmsford, that could make a great addition to your property empire. Watch the video and see if it could work for you…
There was a day when a slight shift in the bank base rate or change in stamp duty could have a profound effect on property market sentiment. Yet the Bank of England’s continuing consensus to maintain interest rates at very low levels (albeit tweaked with the occasional 0.25% here and there) is possibly the strongest…
Good Morning! I have picked out a fabulous 2 bed apartment on Patching Hall Lane in Chelmsford, which is not too far from the City centre and the Train station. Check out the video for more details….
For most Chelmsford people, a mortgage is the only way to buy a property. However, for some, especially Chelmsford homeowners who have paid off their mortgage or Chelmsford buy to let landlords, many have the choice to pay exclusively with cash. So the question is, should you use all your cash, or could a mortgage…
As a buyer, it can sometimes it can be difficult to decide which properties are worth viewing, and which are not, simply from their on-line description. Sometimes the choice of properties is simply overwhelming. So why not let us help you? Let us take you on a mystery tour, or “Viewing Hour”. The Viewing Hour…
As we go full steam ahead into 2019, it’s certain that the Chelmsford housing market in 2018 was a little more restrained than 2016 and 2017 and I believe this will continue into 2019. Property ownership is a medium to long term investment so, looking at the long-term, the average Chelmsford homeowner, having owned their…
If you’re buying a second home, Buy to Let, or investment property, you should be aware that there is an additional 3% Stamp Duty Land Tax (SDLT) on top of the standard SDLT amount payable. Since this regime was introduced in 2016, the market for second homes has certainly felt the pinch, especially for buy…
Good Morning everyone and Happy New to you all. I hope you had a lovely Festive period, it’s a shame that it is all over so quickly. Kick starting this fabulous 2019 with a cracking buy to let property in Chelmsford, which has great potential, have a watch of the video and see if it…
You read the personal finance pages of the newspapers and it all seems to be the impending pensions crisis … where people aren’t saving enough for their retirement. But it’s not the lack of Chelmsford peoples’ future pension incomes that are my immediate concern. The fact is that so many of the future retirees in…